Exchange houses in Uruguay: the complete comparison

Every BCU-authorized exchange house, bank and fintech we track daily, compared in one place: live dollar rates, reputation from public reviews, coverage and services.

Reputation surveyed on July 24, 2026 · Live rates

Pick by what you need

Best USD price right now
Prex
USD sell: $ 40,45 · account required
Best reputation
Cambio Fenix
4.9★ (145)
Widest coverage
BROU
19 depts.
Best digital experience
Prex
cambio de divisas 100% digital en la app · cuenta digital gratuita + tarjeta prepaga Mastercard · app móvil
Most reviewed
Public Google reviews as of July 24, 2026 · Cash-dollar rates scraped from official sites; “—” means the house isn’t publishing an online rate right now.
46 houses
HouseReviews (Google)USD buyUSD sellSpreadOperationCoverageMore
Cambio Sir
Exchange house
4.1 (299)$ 38,80$ 41,406,48%Cash3 depts.Official siteBranchesHistory
Cambio Regul
Exchange house
4.2 (220)$ 39,10$ 41,505,96%Cash1 dept.Official siteBranchesHistory
BROU
Bank
4.0 (184)$ 39,05$ 41,455,96%Cash19 depts.Official siteBranchesHistory
Cambio Minas
Exchange house
4.4 (170)$ 39,15$ 41,355,47%Cash1 dept.Official siteBranchesHistory
Varlix
Exchange house
3.9 (149)$ 38,95$ 41,456,22%Cash4 depts.Official siteBranchesHistory
Cambio Fenix
Exchange house
4.9 (145)$ 40,15$ 41,102,34%Cash1 dept.Official siteBranchesHistory
Cambio Suizo
Exchange house
4.9 (120)$ 38,90$ 41,606,71%Cash1 dept.Official siteBranchesHistory
Itau
Bank
3.7 (111)$ 38,90$ 41,506,47%Cash7 depts.Official siteBranchesHistory
Fortex
Exchange house
3.6 (75)$ 39,65$ 40,852,98%Cash1 dept.Official siteBranchesHistory
Cambio Aguerrebere
Exchange house
4.7 (70)$ 39,15$ 41,355,47%Cash5 depts.Official siteBranchesHistory
Cambio 18
Exchange house
3.2 (50)$ 39,05$ 41,455,96%Cash3 depts.Official siteBranchesHistory
Cambio Principal
Exchange house
4.7 (47)$ 40,00$ 41,202,96%Cash1 dept.Official siteBranchesHistory
Cambio Gales
Exchange house
4.0 (47)$ 39,05$ 41,455,96%Cash3 depts.Official siteBranchesHistory
Tradelix
Exchange house
4.0 (46)$ 39,10$ 41,505,96%Cash1 dept.Official siteBranchesHistory
Cambio Pernas
Exchange house
4.1 (44)$ 39,10$ 41,606,20%Cash1 dept.Official siteBranchesHistory
Cambio Obelisco
Exchange house
2.0 (42)$ 39,00$ 41,405,97%Cash1 dept.Official siteBranchesHistory
Indumex
Exchange house
2.5 (34)$ 39,05$ 41,455,96%Cash6 depts.Official siteBranchesHistory
Cambio La Favorita
Exchange house
3.5 (31)$ 38,55$ 40,956,04%Cash2 depts.Official siteBranchesHistory
Cambio Matriz
Exchange house
3.0 (31)$ 39,05$ 41,455,96%Cash1 dept.Official siteBranchesHistory
Cambio 3
Exchange house
4.6 (20)
small sample
$ 39,40$ 41,505,19%Cash1 dept.Official siteBranchesHistory
Cambilex
Exchange house
2.2 (20)
small sample
$ 39,05$ 41,455,96%Cash18 depts.Official siteBranchesHistory
Cambio Misiones
Exchange house
4.5 (17)
small sample
$ 39,00$ 41,405,97%Cash1 dept.Official siteBranchesHistory
Aeromar
Exchange house
3.3 (16)
small sample
$ 39,05$ 41,455,96%Cash1 dept.Official siteBranchesHistory
Cambio Romántico
Exchange house
4.4 (15)
small sample
$ 39,05$ 41,455,96%Cash1 dept.Official siteBranchesHistory
Cambio Maiorano
Exchange house
4.5 (13)
small sample
$ 39,05$ 41,455,96%Cash4 depts.Official siteBranchesHistory
Alter Cambio
Exchange house
4.2 (10)
small sample
$ 39,00$ 41,506,21%Cash1 dept.Official siteBranchesHistory
Cambio Inglés
Exchange house
2.0 (9)
small sample
$ 38,95$ 41,556,46%Cash1 dept.Official siteBranchesHistory
Cambio Oriental
Exchange house
4.5 (8)
small sample
$ 39,20$ 41,405,46%Cash3 depts.Official siteBranchesHistory
Cambio Federal
Exchange house
3.4 (7)
small sample
$ 39,05$ 41,455,96%Cash1 dept.Official siteBranchesHistory
Young en Cambio
Exchange house
3.4 (7)
small sample
$ 39,30$ 41,004,23%Cash1 dept.Official siteBranchesHistory
Cambial Casa de Cambio
Exchange house
4.7 (6)
small sample
$ 40,00$ 41,202,96%Cash1 dept.Official siteBranchesHistory
Cambio Pando
Exchange house
5.0 (4)
small sample
1 dept.Official siteBranchesHistory
Cambio Sicurezza
Exchange house
4.0 (1)
small sample
$ 38,85$ 41,656,96%Cash1 dept.Official siteBranchesHistory
Baluma Cambio
Exchange house
No data$ 37,15$ 39,556,26%Cash
check first
1 dept.Official siteBranchesHistory
BBVA
Bank
No data$ 38,00$ 42,0010,00%Transfer
account required
Official siteBranchesHistory
Cambio Argentino
Exchange house
No data$ 39,05$ 41,455,96%Cash2 depts.Official siteBranchesHistory
Cambio El Trébol
Exchange house
No data1 dept.Official siteBranchesHistory
Cambio Openn
Exchange house
No data$ 40,00$ 41,453,56%Cash1 dept.Official siteBranchesHistory
Cambio Varzy
Exchange house
No data$ 39,05$ 41,455,96%Cash1 dept.Official siteBranchesHistory
Cambistar
Exchange house
No data$ 39,05$ 41,455,96%Cash1 dept.Official siteBranchesHistory
Eurodracma
Exchange house
No data$ 39,00$ 41,405,97%Cash2 depts.Official siteBranchesHistory
OCA
Fintech
No data$ 39,93$ 40,531,49%App
account required
17 depts.Official siteBranchesHistory
Prex
Fintech
No data$ 40,05$ 40,450,99%App
account required
Official siteBranchesHistory
Rynder Cambio
Exchange house
No data$ 39,10$ 41,405,71%Cash2 depts.Official siteBranchesHistory
Santander
Bank
No data$ 38,42$ 42,069,05%Cash12 depts.Official siteBranchesHistory
Scotiabank
Bank
No data$ 39,13$ 41,335,47%Transfer
account required
16 depts.Official siteBranchesHistory
Cambio Sir
Exchange house
4.1 (299)
USD buy
$ 38,80
USD sell
$ 41,40
Spread
6,48%
Coverage
3 depts.
Cash
Cambio Regul
Exchange house
4.2 (220)
USD buy
$ 39,10
USD sell
$ 41,50
Spread
5,96%
Coverage
1 dept.
Cash
BROU
Bank
4.0 (184)
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
19 depts.
Cash
Cambio Minas
Exchange house
4.4 (170)
USD buy
$ 39,15
USD sell
$ 41,35
Spread
5,47%
Coverage
1 dept.
Cash
Varlix
Exchange house
3.9 (149)
USD buy
$ 38,95
USD sell
$ 41,45
Spread
6,22%
Coverage
4 depts.
Cash
Cambio Fenix
Exchange house
4.9 (145)
USD buy
$ 40,15
USD sell
$ 41,10
Spread
2,34%
Coverage
1 dept.
Cash
Cambio Suizo
Exchange house
4.9 (120)
USD buy
$ 38,90
USD sell
$ 41,60
Spread
6,71%
Coverage
1 dept.
Cash
Itau
Bank
3.7 (111)
USD buy
$ 38,90
USD sell
$ 41,50
Spread
6,47%
Coverage
7 depts.
Cash
Fortex
Exchange house
3.6 (75)
USD buy
$ 39,65
USD sell
$ 40,85
Spread
2,98%
Coverage
1 dept.
Cash
Cambio Aguerrebere
Exchange house
4.7 (70)
USD buy
$ 39,15
USD sell
$ 41,35
Spread
5,47%
Coverage
5 depts.
Cash
Cambio 18
Exchange house
3.2 (50)
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
3 depts.
Cash
Cambio Principal
Exchange house
4.7 (47)
USD buy
$ 40,00
USD sell
$ 41,20
Spread
2,96%
Coverage
1 dept.
Cash
Cambio Gales
Exchange house
4.0 (47)
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
3 depts.
Cash
Tradelix
Exchange house
4.0 (46)
USD buy
$ 39,10
USD sell
$ 41,50
Spread
5,96%
Coverage
1 dept.
Cash
Cambio Pernas
Exchange house
4.1 (44)
USD buy
$ 39,10
USD sell
$ 41,60
Spread
6,20%
Coverage
1 dept.
Cash
Cambio Obelisco
Exchange house
2.0 (42)
USD buy
$ 39,00
USD sell
$ 41,40
Spread
5,97%
Coverage
1 dept.
Cash
Indumex
Exchange house
2.5 (34)
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
6 depts.
Cash
Cambio La Favorita
Exchange house
3.5 (31)
USD buy
$ 38,55
USD sell
$ 40,95
Spread
6,04%
Coverage
2 depts.
Cash
Cambio Matriz
Exchange house
3.0 (31)
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
1 dept.
Cash
Cambio 3
Exchange house
4.6 (20)
small sample
USD buy
$ 39,40
USD sell
$ 41,50
Spread
5,19%
Coverage
1 dept.
Cash
Cambilex
Exchange house
2.2 (20)
small sample
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
18 depts.
Cash
Cambio Misiones
Exchange house
4.5 (17)
small sample
USD buy
$ 39,00
USD sell
$ 41,40
Spread
5,97%
Coverage
1 dept.
Cash
Aeromar
Exchange house
3.3 (16)
small sample
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
1 dept.
Cash
Cambio Romántico
Exchange house
4.4 (15)
small sample
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
1 dept.
Cash
Cambio Maiorano
Exchange house
4.5 (13)
small sample
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
4 depts.
Cash
Alter Cambio
Exchange house
4.2 (10)
small sample
USD buy
$ 39,00
USD sell
$ 41,50
Spread
6,21%
Coverage
1 dept.
Cash
Cambio Inglés
Exchange house
2.0 (9)
small sample
USD buy
$ 38,95
USD sell
$ 41,55
Spread
6,46%
Coverage
1 dept.
Cash
Cambio Oriental
Exchange house
4.5 (8)
small sample
USD buy
$ 39,20
USD sell
$ 41,40
Spread
5,46%
Coverage
3 depts.
Cash
Cambio Federal
Exchange house
3.4 (7)
small sample
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
1 dept.
Cash
Young en Cambio
Exchange house
3.4 (7)
small sample
USD buy
$ 39,30
USD sell
$ 41,00
Spread
4,23%
Coverage
1 dept.
Cash
4.7 (6)
small sample
USD buy
$ 40,00
USD sell
$ 41,20
Spread
2,96%
Coverage
1 dept.
Cash
Cambio Pando
Exchange house
5.0 (4)
small sample
USD buy
USD sell
Spread
Coverage
1 dept.
Cambio Sicurezza
Exchange house
4.0 (1)
small sample
USD buy
$ 38,85
USD sell
$ 41,65
Spread
6,96%
Coverage
1 dept.
Cash
Baluma Cambio
Exchange house
Reviews (Google): No data
USD buy
$ 37,15
USD sell
$ 39,55
Spread
6,26%
Coverage
1 dept.
Cash
check first
BBVA
Bank
Reviews (Google): No data
USD buy
$ 38,00
USD sell
$ 42,00
Spread
10,00%
Coverage
Transfer
account required
Cambio Argentino
Exchange house
Reviews (Google): No data
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
2 depts.
Cash
Cambio El Trébol
Exchange house
Reviews (Google): No data
USD buy
USD sell
Spread
Coverage
1 dept.
Cambio Openn
Exchange house
Reviews (Google): No data
USD buy
$ 40,00
USD sell
$ 41,45
Spread
3,56%
Coverage
1 dept.
Cash
Cambio Varzy
Exchange house
Reviews (Google): No data
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
1 dept.
Cash
Cambistar
Exchange house
Reviews (Google): No data
USD buy
$ 39,05
USD sell
$ 41,45
Spread
5,96%
Coverage
1 dept.
Cash
Eurodracma
Exchange house
Reviews (Google): No data
USD buy
$ 39,00
USD sell
$ 41,40
Spread
5,97%
Coverage
2 depts.
Cash
OCA
Fintech
Reviews (Google): No data
USD buy
$ 39,93
USD sell
$ 40,53
Spread
1,49%
Coverage
17 depts.
App
account required
Prex
Fintech
Reviews (Google): No data
USD buy
$ 40,05
USD sell
$ 40,45
Spread
0,99%
Coverage
App
account required
Rynder Cambio
Exchange house
Reviews (Google): No data
USD buy
$ 39,10
USD sell
$ 41,40
Spread
5,71%
Coverage
2 depts.
Cash
Reviews (Google): No data
USD buy
$ 38,42
USD sell
$ 42,06
Spread
9,05%
Coverage
12 depts.
Cash
Reviews (Google): No data
USD buy
$ 39,13
USD sell
$ 41,33
Spread
5,47%
Coverage
16 depts.
Transfer
account required

House by house

Exchange house, bank or fintech?

Exchange houses make their living buying and selling currency and compete block by block, so they usually beat bank counters on cash rates — no account needed.

Banks (BROU, Itaú, Santander and Scotiabank) pay off mainly if you are already a customer: electronic channels can improve on the counter rate and you avoid carrying cash. As a neutral reference, the central bank (BCU) publishes the daily interbank rate — a wholesale price no counter will match exactly.

Fintechs and issuers such as Prex and OCA use their digital channels and customer rates: they work well for balances and purchases, but physical banknotes still require an authorized counter.

Border towns and the interior

In border cities like Rivera, Chuy or Río Branco, Uruguayan and Brazilian houses coexist and the real trades with very thin spreads: houses such as Cambio Principal, Cambial or Cambio Fénix live off that flow.

Inland, supply concentrates in one or two houses per town (Cambio Young in Young, Cambio Minas in Minas, Cambio Openn in Melo). With less competition, checking Montevideo rates before exchanging large amounts always pays.

In Punta del Este and Maldonado competition is fierce in season (Aeromar, Maiorano and the big chains): prices move faster, so check the day’s rate.

Safety and regulation

Every house listed here is authorized and supervised by the Central Bank of Uruguay (BCU), which publishes the official registry of licensed exchange houses. Each house’s “BCU” link goes to its entry in that registry.

Exchanging at a licensed house gets you a receipt and verified banknotes. Avoid informal street exchange: besides being illegal, it is the main source of counterfeit bills.

Under anti-money-laundering rules, medium and large amounts require ID (cédula or passport). This is normal and applies at every institution.

Frequently asked questions

Sources and references

Where does it pay to exchange today?

The best price changes every day. Check the live comparator with every house, or find the nearest branch on the map.